Friday August 8, 2008

City Service Departments

Building Department

Flood and Drainage Awareness Information

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If you own property in the City of Bradenton Beach, it is subject to flooding.

The City of Bradenton Beach is located on a barrier island in the Gulf of Mexico. The topography of the area ranges from sea level to 5 feet above sea level. Its location between the Gulf of Mexico and the Anna Maria Sound, along with low elevations, makes the City highly vulnerable to the dangers of flooding. The most significant flood threat lies in the tidal surges associated with coastal or tropical storms and hurricanes. The City of Bradenton Beach falls entirely within the 100 year floodplain, and is identified as a Special Flood Hazard Area (SFHA) by the Federal Emergency Management Agency (FEMA).

Flooding can come with little warning after heavy storms or within an hour after a thunderstorm has started. These rain-related floodwaters are not usually deep, but they still cover streets and yards and can at times even flood cars, garages and lower floors. Flooding also occurs due to local drainage problems and in several closed basins in our City. Flooding can be dangerous. Even though the floodwaters appear to be moving slowly, a flood two feet deep moving at three feet per second can knock people off their feet or float a car off the road. Since the City is located in a floodplain, the odds are that someday flooding will damage your property. Your property may be high enough that it has not flooded recently. However, it can still be flooded in the future because the next flood could be worse.

This information is meant to give you some ideas of what you can do to protect yourself and your property.

City flood management services:

The first thing you should do is check your flood hazard potential. Flood maps and flood protection references are available at the Manatee County Library, Island Branch (located at 5701 Marina Drive, Holmes Beach, FL 34217) and the Tingley Library in Bradenton Beach (located behind City Hall at 111 Second Street N) to determine where your property is located in a floodplain mapped by FEMA. The Building Department of the City of Bradenton Beach also has the National Flood Insurance Program (NFIP) Flood Insurance Rate Map (FIRM), and the responsibility to provide flood zone and associated information to those who make such requests. The information may be obtained by calling the Building Official at (941) 778-1005 x 213.

Call the Public Works Department at (941) 778-1005 x 227 if you have experienced flooding due to drainage or sewer backup problems. They administer the drainage system maintenance program to minimize flooding. If requested, Public Works Staff will visit a property to review its flood problem and explain possible ways to stop flooding or decrease flood damage.

What You Can Do:

Several of the City's flood damage mitigation and management efforts depend on your cooperation and assistance. Here are some ways you can help:

These measures are called flood-proofing or retro-fitting. More information is available at Manatee County Library, Island Branch (5701 Marina Drive, Holmes Beach) and the Tingley Library in Bradenton Beach (located behind City Hall at 111 Second Street N).

Important Note: Any alteration to your building or land requires a permit from the Building Department - even re-grading or refilling in the flood-plain.

Flood Insurance:

If you do not have flood insurance, talk to your insurance agent. Homeowner's insurance policies do NOT cover damage from floods. However, because the City of Bradenton Beach participates in the National Flood Insurance Program (NFIP), you can purchase a separate flood insurance policy. This insurance is backed by the Federal government and available to everyone, even for properties that have been flooded.

The City of Bradenton Beach participates in the Community Rating System (CRS) program of the NFIP. The CRS rewards communities that undertake flood damage mitigation and public awareness activities beyond the NFIP requirements. As a result, all flood insurance policies in our City reflect a 10% discount in their premiums.

Some people have purchased flood insurance because banks require it when they obtain a mortgage or home improvement loan. Usually these policies just cover the building's structure and not the contents. During the kind of flooding that happens in Bradenton Beach, there is usually more damage to the furniture and contents than there is to the structure. If you are covered, check out the amount and extent of coverage and make sure you have coverage for the contents.

Remember: Even if the last flood missed you or you have done some flood-proofing, the next flood could be worse. Flood insurance covers all surface floods. Flood Insurance rate map (FIRM) determination information: The Building Department of the City of Bradenton Beach has the National Flood Insurance Program (NFIP) Flood Insurance Rate Map (FIRM), and the responsibility to provide flood zone and associated information to those who make such requests. The information may be obtained by calling (941) 778-1005 x213.

The following flood map information will be provided upon request:

The City is providing the above information to those who need flood hazard information, particularly to those who do not have access to the latest maps, people from out of town and those who have trouble reading maps.

Flood Warning:

THE CITY OF BRADENTON BEACH HAS AN EMERGENCY MANAGEMENT PLAN, and monitors flash flood warnings from the National Weather Service. When warnings are received, the Manatee County Emergency Operations Center disseminates the information to radio and television stations in the area. Two of the many radio stations are AM 970, and FM 107.9. Be sure to turn on your radio and/or television when severe weather threatens. For more information, you may call the City of Bradenton Beach Emergency Operation Coordinator at (941) 778-1005. Practice safety during floods. Don't panic.

Flood Safety:
It is unlikely that you will get much warning, so a detailed checklist prepared in advance will help insure that you do not forget anything!

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